Here’s a good lesson to learn… If you overpay a bill on a closed account, don’t expect to automatically receive a cheque for the overpaid balance.
I opened my latest (and last!) MBNA statement to find that I had a $47 CR balance. When I called them to ask if I was going to receive a cheque, I was told that they didn’t do that unless requested.
OK, consider this my official request!
So I should see a cheque in the mail sometime in the next 2 weeks, which will cover the $40 NSF charge this month, and give me almost enough to buy a quarter pounder combo for lunch.